Payment Gateways

Payment Gateways are online credit card validation and processing system that allows vendors to sell their products and services online. ProHosterZ has helped hundreds of businesses to accept payments online. ProHosterZ is the only organization in India to offer payment gateways with the lowest transaction rate [ Rate charged per transaction made online ]. Our aim is to provide Payment Gateways at the lowest possible cost so that Small and Medium Businesses can harness the full potential of Internet.

Why go for a Payment Gateway ?

Payment Gateways are very handy in completing a sale online. For instance, there are many items such as gifts, electronic gadgets, software etc which are purchased online. The whole activity of online sales ends with payment processing using Payment Gateways. Payment Gateway also indirectly serve as means of Validity of a company, Makes impulsive buying possible, Allows clients to use their card and use their credit period.

Above all, it shortens the duration for making payment for a client as well as realization of payment by the vendor.
 

Features and Technology behind our Payment Gateways

Internet Payment Processing refers to the process of obtaining the payment details on the Internet from the customer in a secured environment, processing the data and authenticating the transaction through the acquiring bank.

Our Payment Solution is fully equipped to handle the volume of transactions in a secured environment, processing and transmitting data quickly over the Internet. The solution provides merchants with a host of distinctive advantages.
Real time processing of Internet transactions.

Highest level of Security for processing transactions, using 128 Bit SSL technologies.

Simple & User friendly operation and management.

Compatibility with almost all popular shopping carts.

Multiple currency handler.

Scalable to any platform.

Wide coverage: Visa and Master Card.

Transaction Management: Extensive,Internet enabled reporting features.

Fraud Detection: In-built and powerful fraud detection features supplemented by fraud monitoring facilities.
Factors to be considered while choosing a payment gateway

The following are the factors that should be considered while choosing a payment gateway.

1. Reliability
2. Setup Cost
3. Per transaction rate
4. Annual Recurring Fee
5. Ease of integration
6. Ease of use

Reliability: This is about the reliability of the payment gateway provider. This includes business reliability, infrastructure, technology.
Setup Cost: Initial cost that is levied while signing up for a merchant account or payment gateway.
Per Transaction Rate: The most crucial factor as the cost per transaction depends on this.
Annual Recurring Fee: Any recurring fee charged on an annual basis towards maintenance etc.
Ease of integration: The ease with which the payment gateway can be integrated with your shopping cart or e-commerce application. API usability etc.
Ease of use: Ease with which day to day operations such as order capturing, accept or decline a transaction etc can be done.

Example:

PayPal is how individuals and businesses send and receive money online.